Statement out of debt to own a mortgage software

To ascertain how much you borrowed, look at ‘Mijn schulden’ inside Mijn DUO. You’ll find announcements regarding your personal debt significantly less than ‘Mijn berichten’. These may end up being released aside. If you’d like a statement out of financial obligation getting home financing app otherwise taxation get back, in many cases what into the Mijn DUO is sufficient.

In the Netherlands, their beginner financial obligation otherwise lifelong learning borrowing from the bank is considered when calculating simply how much you could borrow having home financing. Really mortgage lenders hence want proof that it – specifically, the amount of the fresh loans. DUO have concurred that have lenders you could promote you to facts from the distribution the new notification given at the beginning of your own cost stage, claiming simply how much you need to pay off every month. You can find so it notice when you look at the Mijn DUO, below ‘Mijn berichten’.

And therefore notification you ought to complete hinges on when your cost phase first started. If it is before 2017, then you definitely received the latest notification in the January of the year when you look at the hence your own installment stage already been. In the event it is during otherwise once 2017, you acquired they 8 weeks prior to the start of the your own fees stage. That’s constantly from inside the Oct otherwise November. Are you currently repaying an excellent lifelong reading borrowing from the bank? You acquired the fresh new notification in January, following the stop of your lifelong studying credit.

While incapable of discover notice into the Mijn DUO, you can request a copy using our on the web contact form. You will receive that it by the blog post inside two weeks.

Additional repayments

Maybe you have made voluntary additional costs? Sometimes, home loan company keep this in mind when figuring just how much you is also use. Such, because it keeps reduced your own leftover monthly instalments otherwise because you features cleared your debt completely. Since evidence, you are able to the fresh confirmation your received if we processed your own volunteer percentage. And/or notification stating their shorter month-to-month instalment. For those who paid back by most readily useful, you ought to discovered it contained in this step three business days. Or even, required doing two weeks.

If you prefer a outlined statement off obligations, we can age-mail they to you personally toward request. But this might be just you can easily when you yourself have entered a valid e-mail address in the Mijn DUO. To safeguard your own confidentiality, we cannot e-post announcements, texts and other documents. Also, their consult need are from the fresh e-post address joined when you look at the Mijn DUO.

To request the full declaration out-of personal debt, fool around with all of our on the internet contact form. Depending on your position, you are going to have the pursuing the recommendations:

• their brand-new personal debt equilibrium in the very beginning of the repayment phase.
• your existing obligations harmony, along with desire accumulated.
• your current interest and its age of legitimacy.
• the fresh amounts of any additional money made and their value times.
• your own dated and you can this new monthly instalments, as well as their undertaking times.
• the remainder label of your debt.
• verification of complete installment.

Yearly report to have Dutch tax authorities

Quite often, its not necessary to claim the a good scholar financial obligation when filing a tax return on the Netherlands. Thus, we really do not send you an annual statement because important. When you do wish to know your financial obligation balance, discover they for the Mijn DUO not as much as ‘Mijn schulden’. And under ‘Schuldhistorie’ there is the brand new numbers your due on 29 December of previous many years.

Would you are now living in the fresh Dutch Caribbean? And have now you repaid their beginner financial obligation? You will discovered a yearly declaration.

• the amount the is more than € 3,two hundred if you find yourself solitary or higher than € six,400 for those who have somebody, and you may
• their property within installment loan Wisconsin the Field step three (deals and you may financial investments) meet or exceed brand new exception to this rule threshold. For the 2021 which is € 50,one hundred thousand to possess unmarried people otherwise € one hundred,100000 to possess couples, to the source go out becoming .

You don’t have to state the scholar finance as income when you document a tax go back. We could, although not, give you a public transport report if you’d like it getting your report.

If you are unable to sign in Mijn DUO, play with our on line contact form instead to inquire of for the yearly statement.